You’re probably reading this right after you’ve slogged thru another work week. Working at a job you literally hate. You don’t want to be there. You never did. But there you are. And it’s really not “you” at that job. It’s just some imposter. Some alternate version of you that you created…to conform. You don’t […]

We’re all familiar with the parable of touching the hot pan on the stove. It literally defines the two types of people in this world… Those who are told that the pan on the stove is hot and therefore avoid touching it, so as not to get burned. And… Those who insist on touching it […]

I always hated the term “delayed gratification”. It literally translates to “postpone your happiness”. Geez. Who wants to do that? It’s also an oxymoron. The idea of course is that you delay purchasing something you want, and something that you would receive gratification from now, until a much later date. The presumption being that you […]

Boy, I’ve made some people mad. Friends, family, friends of family, exes, former colleagues…many are jilted. They got very mad when I did this – cut ties with them.  I didn’t set out to anger them. I didn’t offend them intentionally. Nope. It’s a consequence. A consequence of success. That’s right. On the journey to […]

I’m sure you’ve heard the oft-repeated phrases about patience – “Patience is a virtue” and “Good things come to those who wait”. So true. What’s equally true is their opposite – Impatience tends to breed mistakes, loss and unnecessary cost. Get in a hurry on the freeway and you’re likely to get a ticket or […]

If you’ve read my ebook, The Financial Freedom Formula, you know that I’m a big fan of mantras. Mantras are just short sayings and quotes that I’ve memorized, that distill a larger idea about wealth into something that I can easily carry and repeat. Mantras help me keep rock-solid ideas about money front and center […]

Can you believe that the new year is just ahead? Are you getting excited? As we enter into a new year, it’s a good time to begin thinking about what you want to accomplish financially in the next 12 months. I have some tips today that will help you crush your financial goals in 2020, […]

Halloween just passed and it was once again a time for goblins and ghosts to scare us. But there’s something that can be even more scarier out there than skulls and witches… it’s entrenched (but wrong) beliefs about success.  Our beliefs about our own abilities both fuel and predict our success. In other words, if […]

Everybody I know and everyone that I meet, when they find out what I’ve done, they want to do the same thing. 100% of them. Not a single person has ever said to me that they don’t want to be financially free. In fact, I would argue that everyone wants to be financially free. I […]

A couple of years ago, the State of Illinois was on the verge of becoming the first state ever to have their credit rated as “junk”. This situation was the result of the state spending more than they could afford and then trying to masquerade it with clever budgeting tricks. After decades of mismanagement and […]

Do you know if you are saving enough for retirement? Many people don’t have a clue. And when they ask me, “How much money do I need to retire,” they are not too happy with my answer. According to an ING survey, a third of people over 55 think they need to save $250,000 in […]