We live in strange times my friends. That’s an understatement. The coronavirus has literally shutdown much of the world.  And with that, has come a massive financial fallout. Just this week, several million Americans have been laid off or furloughed because of the coronavirus crisis — and millions more may lose their jobs in the […]

What do you think of when you hear the word manifesto? It can mean many things. To me, a manifesto is a declaration of your core values and beliefs, what you stand for, and how you intend to live your life. It functions both as a statement of principles and as a call to action. […]

“You’re so happy because you have what you want!” Boy, I’ve heard that many times. The people that say things like this are of the belief that success precedes optimism. How funny and yet how untrue! Look, I can see where it’s easy to think to that way… It’s a lot easier to be happy […]

Ah, relationship goals. Communicate effectively. Make time for each other. Grow together. Real relationships are based on authenticity. Setting and achieving objectives together makes for a good team. And while those are a great set of goals to have, they don’t “arm” a couple for the biggest relationship killer out there – problems with money. […]

“I can’t seem to stop spending!” “I’ve never been good with money!” “I tried budgeting but I just couldn’t stick with it!” “There’s no way I can save money, not with my expenses!” What do all these statements have in common? They’re bad habits masquerading as excuses. The bad habit of compulsive spending.The bad habit […]

When authors Tom Stanley and William Danko wanted to know how people became wealthy, their research turned up something odd. What they found was, many of the people who live in upscale neighborhoods and drive luxurious cars were actually living double lives. Although they had the outward appearance of wealth, they were not actually wealthy.  […]

It’s the battle cry of the beleaguered. And the mantra of the mediocre. And also the pet phrase of the pathetic… “The system is rigged!” Be it government, corporations, the stock market or financial institutions, many people feel that there’s a mysterious and evil “system” out there that keeps them down. Some secret and invisible […]

A majority of people around the world believe capitalism does more harm than good. This is per a recent survey from the Edelman Trust Barometer. Over two decades, the Edelman organization has polled tens of thousands of people on their trust in major institutions. But this is the first time they sought to understand how […]

You’re probably reading this right after you’ve slogged thru another work week. Working at a job you literally hate. You don’t want to be there. You never did. But there you are. And it’s really not “you” at that job. It’s just some imposter. Some alternate version of you that you created…to conform. You don’t […]

We’re all familiar with the parable of touching the hot pan on the stove. It literally defines the two types of people in this world… Those who are told that the pan on the stove is hot and therefore avoid touching it, so as not to get burned. And… Those who insist on touching it […]

I always hated the term “delayed gratification”. It literally translates to “postpone your happiness”. Geez. Who wants to do that? It’s also an oxymoron. The idea of course is that you delay purchasing something you want, and something that you would receive gratification from now, until a much later date. The presumption being that you […]