“Some people dream of success…others stay awake to achieve it” -unknown I am a firm believer in the idea that success doesn’t happen to you, you happen to it. I learned this to be true when I decided to be financially free – something that had not been done before in my family. As I […]

I grew up poor. Neither of my parents finished high school, type of poor. Three kids to a bedroom, type of poor. We had very little. But apart from the appearance of our house, you would not have known that we were poor. We had very little, but we had a good time. Growing up […]

Want to know a secret about people who struggle financially? In all my discussions with those that are behind with money, certain patterns have emerged. But one pattern in particular, one common trait, stands out for its sheer irony. What is it? Many people who haven’t built wealth…don’t have a mentor. Someone that they look […]

“Money is a great servant but a bad master.”– Francis Bacon If you’ve read my ebook, The Financial Freedom Formula, you know that I put a big emphasis on convictions. Convictions are important, as they drive our habits and behavior. And after talking with so many people over the years that are struggling with money, […]

There’s an interesting quote in the novella Animal Farm that is appropriate for today’s essay. If you’re not familiar with Animal Farm, it is a satirical novella (which can also be understood as a modern fable or allegory) by George Orwell, ostensibly about a group of animals who oust the humans from the farm on […]

The Smart Car. Surely, you’ve seen that tiny little pod-shaped car developed by Mercedes Benz on the roads. It’s a micro car that gets its name from cooperation with Swatch and Mercedes. Question: What’s your first impression of it? Is it safety concerns, given its tiny size? I don’t think you would be alone in that opinion. […]

I wish I had a crystal ball. Not for predicting the stock market. Not for building my March madness bracket. Not for predicting the weather. I’d use it for this… …to show people their future. And what would that future be? Well, for about 99% of the people in this country, that future will be […]

Haters gonna’ hate. That slang, but essentially true, phrase has found a permanent home in our lexicon. Indeed, some are just going to hate. No matter what happens – they’ll find a way. But many have taken hate to entirely new level – they’ve made a job out of hating. And who better for these […]

Remember the company Toys “R” Us? After 70 years in business, the company filed for Chapter 11 bankruptcy protection in 2017, and its British operations entered administration in February 2018. In March 2018, the company announced that it would close all of its U.S. and British stores. The British locations closed in April and the […]

Grace Kelly famously said that “getting angry never solved anything”. I couldn’t disagree more. While an obnoxious temper is never good, there are some things that should disgust us – racism and child abuse come to mind. William Blake had a better quote than Kelly’s – “Those who control their passions do so because their […]

Houston has two airports, one on the north side and one on the south side. Like most major cities, Houston’s airports are not located in the best areas of town. Going to either one will provide you with a front row seat to view pothole-lined streets, crime ridden neighborhoods, payday loan businesses and that ever […]