The Ultimate Stupidity Tax (Part 1)

24th January 2015 . 1 Comments

Would you just throw money away? I’m sure everyone would reply with a hearty “NO!” to that question. Yet, each year, people throw away hundreds of millions of dollars gambling. Some folks wonder why I am so against gambling. Others, who know a little about how the brain works and who’ve done the simple math […]

Infographic: The Grapes Of Math – The Terrible State Of Financial Literacy In The U.S.

17th January 2015 . 14 Comments

The 2014 Consumer Financial Literacy Survey from the National Foundation for Credit Counseling shows once again that financial literacy needs to improve in America. But the problem isn’t necessarily a lack of knowledge. Rather, there is a ‘knowing-doing’ gap in financial literacy. In other words, knowing what to do — and doing what should be done […]

If Your Money Could Talk, What Would It Say?

10th January 2015 . 16 Comments

A well-worn one hundred dollar bill and a similarly distressed twenty dollar bill were told that they would be sent to the Federal Reserve to be retired. As they traveled in the armored car towards the Reserve, they struck up a conversation. The twenty dollar bill reminisced about its travels all over the county. “I’ve […]

Do You Have Ostrich Syndrome About Money?

27th December 2014 . 16 Comments
You Can Have Results Or Excuses, Not Both

Financial disaster rarely comes about overnight. Even for those devastated by a sudden, tragic event, the foundation of their collapse lies in their daily habits. Whether overcome by an unexpected experience, or living in a state of financial neglect, many people are in full-blown denial about their contributions to where they are financially. ‘How can […]

Best of 2014: The 10 Most Popular Articles Of The Year!

20th December 2014 . 6 Comments

Well friends, we have reached the final month of another great year! After publishing a new article every week during 2014, I’d like to share the 10 most popular articles of the year with you. But before I do that, I wanted to say “thanks”. I started this blog in January and the reception it has […]

Infographic: How To Destroy Holiday Credit Card Debt

13th December 2014 . 14 Comments

Americans plan to spend more on gifts this Christmas than in any holiday season in the past five years, according to a CNBC All-America Economic Survey.  The average American plans to spend $765 this year, up 12 percent versus last year, and about 6.5 percent higher than the average across the survey’s nine-year history. Unfortunately, […]

Are You Holding Yourself Back Unintentionally?

6th December 2014 . 14 Comments

What’s the hardest thing for most people to believe about themselves? It’s this – That really good things can happen to them. Sounds a little absurd doesn’t it? Yet, many people go thru life in total disbelief that good fortune can come their way. In fact, some people even indulge themselves in this disbelief over […]